A checking account for your paycheck
10% on your paycheck.
No new job. No new bank.
Split your direct deposit to GoWage and that part of your check earns
about 10% while it sits there. Spend it from a card whenever you want.
Your boss doesn't need to know. Your bank pays 0.4%.
Email only. No name, no phone, no commitment.
Same paycheck, different year
$500
of each paycheck you send to GoWage
$12
what your bank pays on that in a year, at 0.4%
$300
what GoWage pays, at about 10%¹
5 min
to set it up in your payroll app
Everything your paycheck should already do
Earn
About 10% on your balance, added every two weeks, not once a year.
No minimumsNo lockups
Spend
A debit card that works everywhere. Dollars in, dollars out.
Debit cardInstant transfers
Own
Part of your balance is held in shares of real companies. You can borrow against it instead of selling.
Real sharesBorrow, don't sell
Set up in 5 minutes
Add GoWage as a direct deposit in your payroll app. No HR, no forms, no conversation with your boss.
Any payroll providerChange it any time
How your money moves
Your employer pays you the same way they always have. You just tell payroll where part of it goes.
Fair questions
Is my money safe?
Your balance is held with a federally chartered, government-examined trust company, not in a startup's bank account. [Legal to finalize]
Where does the 10% come from?
GoWage routes your balance to institutional deposit accounts that earn high-yield interest, returning around 10% on your paycheck split.
Does my employer have to sign up?
No. GoWage works directly with your existing payroll provider through standard direct deposit routing. Your boss does not need to know.